Dexif serves as a one-stop solution for your clients' fixed income needs, providing a diverse range of products across the risk and rating spectrum to help achieve their investment goals
Our Offerings
Explore our fixed-income products designed to achieve your financial goals.
Corporate bonds
PSU Bonds
Tax Free Bonds
Government bonds
Zero Coupon Bonds
Perpetual Bonds
State Development Loan
Market Linked Debentures
Corporate bonds
Corporate bonds are debt securities issued by corporations to raise capital from investors. They offer a fixed rate of return and a fixed maturity period. When you invest in a corporate bond, you are essentially lending money to the company. In return, the company promises to pay you periodic interest payments (coupons) and repay the principal amount at maturity.
PSU Bonds
Public Sector Undertaking Bonds (PSU Bonds) are bonds in which the government shareholding is generally more than 51%. It is a medium and long-term debt instrument issued by public sector companies. Indian Oil Corporation Limited is the biggest PSU in India. Checking the credit rating and nature of bonds is always recommended.
Tax Free Bonds
Tax-free bonds are debt securities issued by government entities like government companies, municipal corporations, public sector undertakings, and other infrastructure companies. The primary advantage of these bonds is that the interest income earned from them is exempt from income tax. This makes them an attractive investment option, especially for high-income individuals.
Government bonds
Government Bonds are debt securities issued by the government to raise money for financing its operations, including infrastructural projects, social welfare schemes, and paying off existing debts. In exchange for investing in government bonds, the investor receives regular interest (also known as the 'coupon') payments and is repaid the principal amount when the bond matures. In India, government bonds can be issued by both the Central Government (Government of India) and State Governments, and they are considered one of the safest investment options due to the sovereign guarantee. This means that the government promises to repay the principal and interest, making these bonds virtually free from credit risk.
Zero Coupon Bonds
Zero-coupon bonds, often simply referred to as Zero-Coupon Bonds (ZCBs), are debt securities issued by governments, municipalities, or corporations that do not pay periodic interest (also known as a 'coupon'). Instead, these bonds are issued at a discount to their face or par value. The investor's return comes from the difference between the purchase price (which is less than the face value) and the amount received at maturity (the full face value of the bond).
Perpetual Bonds
As the name suggests, Perpetual Bonds can theoretically go on for as long as the issuer is a going concern. In practice, though, these bonds have a “call” option, which enables the issuer to redeem the bond at the call date. Perpetual Bonds do not have any maturity date. They pay regular interest in the form of coupon payment till the call date.
State Development Loan
(SDL) Bonds are debt instruments issued by individual state governments in India to meet their budgetary needs or finance developmental projects. These bonds are a part of the larger government securities market and are backed by the respective state governments, making them a relatively safe investment option.
Market Linked Debentures
Market-Linked Debentures (MLDs) are a type of debt instrument where the returns to the investor are linked to the performance of a specific market index. Unlike traditional fixed-income securities that offer fixed interest payments, MLDs provide returns based on the underlying index's performance, blending features of both debt and equity investments.